A Beginners Guide to Cheques – How to Write a Cheque?
The concept of writing a cheque is not something new, it was derived from ancient times, when written forms of payment orders were received in the Roman times. However, these payment orders turned into handwritten figures and numbers, that we now call cheques. During the 18th century, there was a concept of pre-printed cheques to help customers understand the idea of writing a cheque.
Now, as people have evolved and grabbed the concept of How to Write a Cheque, the pre-printed ones are no longer a part of the market. So, to help you understand the value and process of creating a cheque, this article is here for your help.
It is a beginner’s guide for the newbies or for the faces who are experiencing this reality of adult life. Apart from the technical matters, the idea of writing a cheque is itself overwhelming. It makes you go through an emotional
Roller coaster, because writing a cheque is the first step to your independent venture.
You are at a point in your life, where you can see yourself paying your bills, and doing things on your own. Well, it was an emotional snippet, but let’s get into the technical side of this matter.
Guide for How to Write a Cheque
The process of writing or filling a cheque paper is all about precision and focus. You have to be mindful and focused while filling in to avoid human error. A single mistake in figures or filling numbers can make the cheque go to waste.
So, to avoid this uncertain situation, be prepared and don’t let anything distract you. Here are the steps you must follow
Choose the Right Cheque
Before you ink your cheque, it is time to reconsider and make sure you have selected the right one. Here are the signs of choosing the right one
- Cheque is new
- There are no signs of damage
- Not been in use previously
- Obtained directly from the checkbook
If all of the above points are tick marked, it means the cheque you are writing is the perfect one. You can continue the process without worrying about the authenticity of the paper.
Fill in all the Details
The next step after finding the right cheque is to fill in all the credentials and details. For this purpose, be careful and precise about what you are writing or filling. The process includes multiple sections where you have to add your personal detail, and the information regarding the amount of money you are looking forward to withdrawing.
While filling out the cheque, keep following things in mind
- Read and go through the cheque paper
- First fill your personal details like name
- Write down the bank details
- Fill the amount in figures and numbers
- Add your authentic signatures for verification
These are some of the details that you must fill in when you are writing down a cheque. The amount is written in numbers and words only. So, you should know how to convert numbers into words carefully.
Double Check and Verify
The next step is to verify all the details and for this purpose, double check is a must. It helps you verify whatever you have written or filled in the cheque. It is a simple way to identify errors and or mistakes. If there is any, you can fix it on time before it gets rejected.
So, keep you focus right there and see if there is any mistake or error in the numbers of figures you have written.
Detach the Cheque
Once you have double checked everything, and you are sure that there is no mistake, it is time to tear the cheque away. While you are doing it, you should know that there is a line of dots for detaching, and you should follow the pattern for perfect tearing.
In simple words, don’t panic or don’t be too fast and do it carefully. When you tear the cheque quickly you see there is some ordinary breaking. And this breaking or tearing sometimes becomes a reason for rejection. So, be patient and handle the matter carefully.
Benefits of Writing a Cheque
The process of crafting a cheque was introduced to ensure security, and reduce the risk of fraud. We all know that the importance of physical paper trail is undeniable, and it always wins over the conversational statements. They are an authentic proof of transactions, and are valid in case trials or the matter of fraud.
Some of the visible and clear benefits of cheques are
- Comfortable Verification: They have signatures, and signatures can be easily verified as compared to online transactions.
- Breezy Transactions: They are one of the most simple and convenient versions of transactions. You don’t need technical knowledge and practice to conduct them.
- Legally Authentic Proof: The accepted and rejected cheques are the perfect proof for legal trials or disputes.
Conclusive Remarks
The process of How to Write a Cheque, is a very simple process. It only demands you attention, and careful understanding of the matter. You can follow the above mentioned steps to ace the cheque writing skills.
FAQS
How to write an amount on a cheque?
Amount is written in two forms, one of them is numerical figures and other is in words.
How to add signatures on a cheque?
Sign your cheque in exactly the same manner or pattern as it is appeared in your bank records.
What should I do if I make a mistake in writing a cheque?
Skip the old one, write another cheque but it should be error free. There is no extra science used for it and you can always take a new cheque out.
Are Cheques Safer to Use?
One of the major reasons why people use cheques is because they are extremely safe to use and you can always rely upon them. These are safe and can be used whenever you want.
